Financial calculators

Compound interest

See how contributions and time can grow savings or investments.

Starting amount ($)

Monthly contribution ($)

Annual return (%)

Years

Debt payoff

Estimate how long it takes to pay off a balance with a fixed monthly payment.

Balance ($)

APR (%)

Monthly payment ($)

Emergency fund

Set a cash reserve target based on monthly essentials.

Monthly essentials ($)

Months to cover

Already saved ($)

Retirement savings

Project a nest egg and a rough 4% withdrawal estimate.

Current savings ($)

Monthly contribution ($)

Expected annual return (%)

Years until retirement

Loan payment

Estimate a fixed monthly payment for a mortgage, auto loan, or personal loan.

Loan amount ($)

APR (%)

Term (years)

50/30/20 budget split

A starting framework: 50% needs, 30% wants, 20% savings and debt payoff.

Monthly take-home income ($)

Savings goal

How much to save each month to reach a target by a deadline.

Goal amount ($)

Already saved ($)

Months to goal

Expected annual return (%)

FI number (25×)

A simple financial independence ballpark using 25× annual spending.

Annual spending ($)

Inflation impact

See how inflation can change the future value — and purchasing power — of money.

Amount today ($)

Years

Avg inflation rate (%)

Net worth snapshot

A quick assets-minus-debts check-in — useful for tracking progress over time.

Total assets ($)

Total debts ($)